For 20 years, Ruben Lopez has been helping people finance their dream homes. Whether working with first-time buyers, repeat buyers, clients refinancing or experienced investors, Ruben provides his borrowers with “straight talk” about their options along with the necessary information to make informed decisions on their home purchase or refinance.
Helping people ensure these important transactions are a success is Ruben’s favorite part of his job. His integrity and his ability to determine the best programs for his clients is a key to why he has such an incredible reputation.
Every home buyer and owner is unique, and Ruben never forgets this. Even if you don’t fit the cookie-cutter mold of a typical borrower, he is ready to roll up his sleeves to find options for you. With his broad experience in a range of lending situations and Draper and Kramer Mortgage’s numerous flexible loan programs, Ruben is an ideal mortgage resource. In addition to his technical mortgage acumen, he is one of the most likable people you will ever meet.
Professionals in real estate, finance and other industries also rely on Ruben. When working with him, they know they are partnering with a dependable expert who will uphold their reputations, communicate on each step of the mortgage process and look after their clients’ needs. Everyone who is referred to Ruben is treated the same way he would like to be treated: with integrity and professionalism.
Ruben resides in Santa Barbara with his wife and two daughters. He is licensed to originate mortgages in California and enjoys serving clients across the state.
Contact Ruben today for expert guidance, honest service and outstanding options for your home financing needs.