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Purchasing a Home

We have a wide variety of mortgage options for you to consider, each offering different benefits depending on your situation. Whether this is your first home, next home, or you're looking to buy a vacation getaway, we'll help you run the numbers and find the ideal program. #1AMpurchase

Loan Options

Renovation Loans

With a Renovation Loan from Draper and Kramer Mortgage Corp., you get a loan for the purchase price of the house plus the expected costs of the renovation - all in one package. Purchase or refinance a home and make the upgrades you want and take up to 6 months to complete the project.

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Lock Today & Shop Tomorrow

We offer several options for you to house hunt or purchase new construction without having to worry about rates jumping up by locking in a great rate ahead of time. Chose from our original Lock & Shop program, Smart Lock, or Extended Lock, depending on your situation.

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Protect Your Rate

The task of finding the perfect home is tough enough, but it’s even tougher when the one you finally find falls through, which is why we developed Rate Lock Insurance. For whatever reason you lose the house you originally locked your rate for, you’ll be able to transfer that great rate to the next property, even if rates have gone up.

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Protect Your Equity

Get $100,000 in home equity protection from Draper and Kramer Mortgage Corp. on your home purchase at no additional cost. You will be paid up to $10,000 if the housing market index for your area has declined when you go to sell your home in the future - even if you sell for a profit.

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Homebuyer Privileges

Draper and Kramer Mortgage Corp. and Genworth Mortgage Insurance have teamed up with major suppliers to create Homebuyer Privileges. When you work with us to get your mortgage, you'll have access to great savings on moving and home-related products and services.

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