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Kevin Z. Braude, Vice President of Residential Lending

Kevin Z. Braude (NMLS ID #222127 (www.nmlsconsumeraccess.org) AL:72372 AZ:926848 CA:CA-DOC222127 CO:100517200 FL:LO35867 GA:222127 IA:48570 IL:031.0003596 IN:44682 MA:222127 MI:222127 MO:MO-222127 NC:I-215647 NH:222127 OR:222127 PA:74793 RI:222127 TN:222127 TX:222127 WA:MLO-222127 WI:222127) is an agent of Draper and Kramer Mortgage Corp. (NMLS ID #2551) an Illinois Residential Mortgage Licensee located at 1431 Opus Place, Suite 200, Downers Grove, IL 60515, 630-376-2100. AL: Consumer Credit License No. 21742. AZ: Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0910268. CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License No. 4130680. CO: Mortgage Company Registration – Regulated by the Division of Real Estate - www.dora.state.co.us/real-estate. FL: Licensed as a Mortgage Lender by the Office of Financial Regulation No. MLD494. GA: Georgia Residential Mortgage Licensee - Licensed as a Mortgage Lender by the Department of Banking and Finance No. 34290. IA: Mortgage Banker License No. 2003-0201. IL: Illinois Residential Mortgage Licensee No. MB.0004263 - Licensed by the Department of Financial and Professional Regulation, Mortgage Banking Division, 100 West Randolph, 9th Floor, Chicago, IL 60601, (888) 473-4858. IN: Licensed as a First Lien Mortgage Lender by the Department of Financial Institutions No. 11027; Licensed as a Second Lien Mortgage Lender by the Department of Financial Institutions No. 9645. MA: Mortgage Lender License No. ML2551. MI: 1st Mortgage Broker/Lender/Servicer License No. FR0019209 & 2nd Mortgage Broker/Lender No. SR0011380. MO: Missouri Company Registration, License No. 17-2341. NC: Licensed as a Mortgage Lender by the Commissioner of Banks No. L-127787. NH: Licensed by the New Hampshire Banking Department No. 20978-MB. OR: Draper and Kramer Mortgage Corp., License No. ML-4990. PA: Draper and Kramer Mortgage Corp., License No. 32844. Licensed by the Department of Banking and Securities. RI: Rhode Island Licensed Lender No. 20163346LL. TN: Mortgage License No. 109409. TX: Draper and Kramer Mortgage Corp. NMLS ID 2551: Pursuant to the requirements of Section 157.007 of the Mortgage Banker Registration and Residential Mortgage Loan Originator License Act, Chapter 157, Texas Finance Code, you are hereby notified of the following: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. WA: Licensed by the Department of Financial Institutions under the Consumer Loan Act No. CL-2551. WI: Mortgage Banker License No. 27389BA.

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