The information in this statement relates to information we collect and you provide. We understand that protecting consumer privacy is important. This notice is provided to you pursuant to the Privacy of Consumer Financial Information Act and The Federal Trade Commission’s implementation regulation thereunder, 16 CFR Part 313.
Information We Collect
We are the sole owners of the information collected on this website. We will not sell this information to anyone.
We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms;
Information about transactions we might conduct for you;
Information about your transactions with non-affiliated third parties; and
Information we receive from a consumer-reporting agency.
Nonpublic information is defined as:
Information that can identify you;
That is not available publicly; and
That we collect in connection with providing a financial product or service to you.
Information We Disclose
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except with any third party outside of our organization necessary to fulfill your request or to offer our products and services to you.
Your Access to and Control over Information
You may opt out of any future contact from us at any time. You can do the following at any time by contacting us via phone number given on our website or by selecting the “Contact Us” page on our website:
See what data we have about you, if any;
Change/correct any data we have about you;
Have us delete data we have about you; and/or
Express any concern you have about our use of your data
Employee Access to Customer Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
We take precautions to protect your information. When you submit nonpublic information via the website, your information is protected both online and offline.
Whenever we collect nonpublic information (such as social security number) that information is encrypted and transmitted to us in a secure manner. You can verify this by looking for a closed lock icon at the bottom of your web browser, or for looking for “https” at the beginning of the address of the webpage.
While we use encryption to protect sensitive information transmitted online, we also protect your information offline.
Only employees who need the information to perform a specific job (for example making a credit decision) are granted access to nonpublic information. The computers/servers in which we store nonpublic information are kept in a secure environment.
Patriot Act Information Disclosure
Important Information About Application Procedures
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.