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Katie Simmons Hickey (NMLS ID #659429 (www.nmlsconsumeraccess.org) CO:100534039 DC:MLO659429 DE:MLO-659429 FL:LO39040 MD:659429 NC:I-173237 NJ:659429 PA:81375 SC:MLO – 659429 TN:224991 VA:MLO-11066VA WV:LO-659429) and Lindsay Simmons Beale (NMLS ID #510004 (www.nmlsconsumeraccess.org) DC:MLO510004 FL:LO113073 KY:MC800261 MD:510004 MI:510004 TX:510004 VA:MLO-9295VA) are agents of Draper and Kramer Mortgage Corp. (NMLS ID #2551) an Illinois Residential Mortgage Licensee located at 1431 Opus Place, Suite 200, Downers Grove, IL 60515, 630-376-2100. CO: Mortgage Company Registration – Regulated by the Division of Real Estate - dre.colorado.gov. DC: Mortgage Lender License No. MLB2551. DE: Licensed as a Mortgage Lender by the Office of the State Bank Commissioner, No. 019745. FL: Licensed as a Mortgage Lender by the Office of Financial Regulation No. MLD494. KY: Mortgage Company License No. MC21109. MD: Licensed as a Mortgage Lender by the Commissioner of Financial Regulation No. 19525. MI: 1st Mortgage Broker/Lender/Servicer License No. FR0019209 & 2nd Mortgage Broker/Lender No. SR0011380. NC: Licensed as a Mortgage Lender by the Commissioner of Banks No. L-127787. NJ: Draper and Kramer Mortgage Corp. located at 1431 Opus Place, Suite 200, Downers Grove, IL 60515. Telephone 630-376-2100. Licensed by NJ Department of Banking and Insurance. PA: Draper and Kramer Mortgage Corp., License No. 32844. Licensed by the Department of Banking and Securities. SC: Licensed by the Bureau of Financial Institutions Mortgage Lender/Servicer License No. MLS-2551. TN: Mortgage License No. 109409. TX: Draper and Kramer Mortgage Corp. NMLS ID 2551: Pursuant to the requirements of Section 157.007 of the Mortgage Banker Registration and Residential Mortgage Loan Originator License Act, Chapter 157, Texas Finance Code, you are hereby notified of the following: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. VA: Licensed as a Mortgage Lender by the Virginia State Corporation Commission No. MC-5630; NMLS ID No. 2551. WV: Licensed as a Mortgage Lender No. ML-2551 and Mortgage Broker No. MB-2551.

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